API Overview

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VISA Platform Connect: Specifications and Conditions for Resellers/Partners

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      - Testing eCheck Payment Settings
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    - Configuring Reports
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    - Enabling the Custom Transaction Feature for Invoicing
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    - Scheduling Report Generation
      - Setting Up Cron Scheduler for Linux
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      - Setting Up Task Scheduler for Windows
  - Using the Plugin
    - Order Management
      - Order Status
      - Order Management Workflows
        After-Authorization Workflow
        After-Capture Workflow
        After-Refund Workflow
    - Customer Tasks
      - Saving Credit/Debit Card Information
      - Selecting a Default Credit/Debit Card
      - Cancelling an Order
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      - Processing a Cancelled Order
      - Processing a Merchandise Return
    - Fraud Management
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On This Page

Configuring the `eCheck` Payment Module

The Visa Acceptance Solutions eCheck module enables customers to make purchases using a routing number and an account number. During checkout, an eCheck transaction request is sent to Visa Acceptance Solutions. If successful, the transaction is sent to the Automated Clearing House (ACH).

The Adobe Commerce queries Visa Acceptance Solutions periodically to check on the status of each pending eCheck transaction. In response, Visa Acceptance Solutions provides an updated transaction status, known as a Payment Event Type
. Various outcomes can occur during ACH processing. For each pending transaction included in the Visa Acceptance Solutions response, the Adobe Commerce determines whether a transaction remains pending, settles, or is rejected.

You can configure these eCheck payment event types :

Pending Event Type: No change is made to the transaction or order status. The order remains in Payment Pending state.

Reject Event Type: The order is cancelled.

Accept Event Type: An invoice is prepared for that order, and the order status changes to processing.

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