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Adobe Commerce
Adobe Commerce
You can integrate
Visa Acceptance Solutions
with the Adobe Commerce
platform to process payments using Magento checkout. The Adobe Commerce
extension supports popular payment methods, safeguards
payment data, minimizes fraud, and mitigates risks. This section describes the payment
management capabilities offered by Visa Acceptance Solutions
through the Adobe Commerce
integration.This guide also applies to installing this extension in a Magento Open Source
environment.
Fraud Management
Fraud Management prevents fraud losses and gives you the flexibility to control
business practices and policies in real time. Fraud Management can help you
accurately identify and review potentially risky transactions while minimizing the
rejection of valid orders. Fraud Management comprises these capabilities:
- Real-time fraud screening performed only during authorization
- Device fingerprinting
- On-demand Conversion Detail Report for changes in order status
Account Takeover Protection
Account Takeover Protection defends customers and merchants from fraudulent use of
online accounts. It monitors suspicious account changes and helps identify high risk
users at account creation and login. These capabilities comprise Account Takeover
Protection:
- Real-time event screening of account creation, login, and changes
- Device fingerprinting
Payer Authentication
Payer Authentication enables you to add support to your web store for card
authentication services offered by Visa
, Mastercard,
and other card brands. These
programs verify the cardholder’s identity directly with the card-issuing bank in
real time to increase payment security and reduce the risk of fraud. However, Payer
Authentication is not a fraud management service, and Visa Acceptance Solutions
recommends that you configure a comprehensive fraud management program such as
Decision Manager
in addition to Payer Authentication services. These services
comprise Payer Authentication:- Verified by Visa
- Mastercard Identity Check
- American Express SafeKey
- Discover ProtectBuy
- JCB
- Diners
- Maestro International
To comply with the recent mandates for French local processors that support Payer
Authentication, CMCIC, Atos and BNP processors no longer support these
combinations.
PayPal
The
Adobe Commerce Cloud
integration includes the PayPal payment
method. Processing your PayPal transactions through Visa Acceptance Solutions
enables you to consolidate all payment types under a single gateway account,
simplify integration efforts, screen PayPal transactions for fraud with Decision
Manager, and streamline reporting. These services comprise PayPal:- Sessions
- Check Status
- Order
- Authorization
- Authorization Reversal
- Capture
- Sale
- Refund
- PayPal Credit
- Billing Agreements
PayPal Credit
PayPal Credit is a payment method that allows merchants to accept a PayPal
transaction when the customer chooses to finance their purchase through PayPal.
Electronic Check (eCheck Service)
eCheck
Service)The
eCheck
Service a form of digital payment that serves the same
function as a physical check. When a merchant accepts an electronic check payment,
the funds are pulled directly from the customer’s checking or savings account. These
are the eCheck
s include both debit and credit services.eCheck
Service process refunds with the credit payment
service.Online Bank Transfers
Online banking services enable customers to pay for goods by sending money from their
bank account to the merchant.
The
Adobe Commerce Cloud
extension supports the following payment
methods and corresponding online bank transfer services:- Bancontact
- Sale
- Check Status
- Refund
- Country: Belgium
- iDEAL
- Options
- Sale
- Check Status
- Refund
- Country: Netherlands
Tax Calculation
The Tax Calculation service provides real-time tax calculation during order checkout
for orders placed worldwide with your business.
Delivery Address Verification
The Delivery Address Verification service verifies the entered address and suggests
the recommended address for city, state, and zip code combinations in real time.
If this feature is enabled in the
Adobe Commerce Cloud
console, the
Adobe Commerce Cloud
extension verifies the delivery address on
shipping information updated by the user.Klarna
Klarna credit provides a seamless user experience for online customer financing to
merchants of all sizes, which helps in increasing customer choice, loyalty and
growth in sales.
Google Pay
Google Pay is a digital wallet that allows customers to pay with any payment method
saved to their Google account.