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Authorize a Bonus Payment with Japanese Payment Options

This section shows you how to process an authorization of a bonus payment with Japanese Payment Options (JPO).

Limitations

  • The only supported acquirer is Sumitomo Mitsui Card Co.
  • The payment must use a Visa payment card.

Prerequisites

  • You have signed a contract with your acquirer.
  • You have contacted your account provider for details about contracts and funding cycles. The funding cycle could differ when using JPO.
  • Card holders who want to use JPO have signed a contract with an issuing bank.
  • You have confirmed payment option availability with your account provider and card holder before implementing one of these payment options.

Endpoint

Production:
POST
https://api.visaacceptance.com
/pts/v2/payments
Test:
POST
https://apitest.visaacceptance.com
/pts/v2/payments

Required Fields for Authorizing a JPO Bonus Payment

Use these required fields for authorizing a JPO bonus payment.
IMPORTANT
When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see Relaxed Requirements for Address Data and Expiration Date in Payment Transactions.
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.type
processingInformation.japanPaymentOptions.businessName
Business name in kanji characters.
processingInformation.japanPaymentOptions.businessNameAlphaNumeric
processingInformation.japanPaymentOptions.businessNameKatakana
processingInformation.japanPaymentOptions.paymentMethod
Set this field to
21
,
22
,
23
, or
24
.
processingInformation.japanPaymentOptions.terminalId
Required for card-present transactions. Unique Japan Credit Card Association (JCCA) terminal identifier that is provided by
Visa Acceptance Solutions
.

REST Example: Authorizing a JPO Bonus Payment

Request
{
    "orderInformation": {
        "billTo": {
            "country": "US",
            "lastName": "Kim",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "firstName": "Kyong-Jin",
            "email": ""
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "jpy"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "4111111111111111",
            "expirationMonth": "12",
            "type": "001"
        }
    },
    "processingInformation": {
        "japanPaymentOptions": {
            "businessName": "我社",
            "businessNameAlphaNumeric": "OurStore",
            "businessNameKatakana": "わが社の場合",
            "paymentMethod": "21"
        }
    }
}
Response to a Successful Request
{
  "_links" : {
    "authReversal" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/6843556498736135003059/reversals"
    },
    "self" : {
      "method" : "GET",
      "href" : "/pts/v2/payments/6843556498736135003059"
    },
    "capture" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/6843556498736135003059/captures"
    }
  },
  "clientReferenceInformation" : {
    "code" : "RTS-Auth"
  },
  "id" : "6843556498736135003059",
  "orderInformation" : {
    "invoiceDetails" : {
      "salesSlipNumber" : "56307"
    },
    "amountDetails" : {
      "authorizedAmount" : "100",
      "currency" : "jpy"
    }
  },
  "paymentAccountInformation" : {
    "card" : {
      "type" : "001"
    }
  },
  "paymentInformation" : {
    "tokenizedCard" : {
      "type" : "001"
    },
    "card" : {
      "type" : "001"
    }
  },
  "processorInformation" : {
    "salesSlipNumber" : "56307",
    "approvalCode" : "123456",
    "cardVerification" : {
      "resultCode" : "3"
    },
    "responseCategoryCode" : "000",
    "forwardedAcquirerCode" : "Sumitomo",
    "avs" : {
      "code" : "2"
    }
  },
  "reconciliationId" : "0020230518053410000000000001",
  "status" : "AUTHORIZED",
  "submitTimeUtc" : "2023-05-17T20:34:10Z"
}