API Overview

Payments Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
  - Authorizations
    - Online Authorizations
    - Offline Authorizations
    - Pre-Authorizations
    - Payment Network Token Authorizations
    - Authorization Workflow
  - Sales
    - Dual-Message Processing
      - Partial Authorizations
    - Single-Message Processing
  - Authorization Reversals
  - Captures
    - Capture Workflow
  - Credits
    - Credit Workflow
  - Voids
- Payment Features
  - Card-Present Authorizations
  - Debit and Prepaid Card Payments
  - Airline Data
    - Visa Acceptance Solutions Airline Data Processing
    - Airline Data Reference Information
      - Airline Document Type Codes
      - Ancillary Service Category Codes
  - Interchange Optimization
  - Japanese Payment Options
  - Level II and Level III Data
  - Mastercard Bill Payments
  - Mastercard Expert Monitoring Solutions
  - Payer Authentication
  - Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
  - Split Shipments
  - Introduction to Credentialed Transactions
  - Token Management Service
- Testing the Payment Services
  - Requirements for Testing
  - Test Card Numbers
  - Using Amounts to Simulate Errors
  - Test American Express Card Verification

Card Present Connect | Retail Processing
- Retail EMV and Card Data
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
- Authorization with Magnetic Stripe Swipe
- Authorizations with Hand-Keyed Data
- Authorization for Cash Advance with Credit Card
- Captures

Card Present Connect | Mass Transit Processing
- Mass Transit Payment Services Using EMV and Card Data
- American Express Account Status Check Authorization with EMV Data
- American Express Delayed Online Authorization with EMV Data
- Discover Authorization with EMV Data
- Mastercard Authorization with EMV Data
- Visa Account Verification Request (AVR) with EMV Data
- Discover Sale with EMV Data
- Visa Deferred Sale with EMV Data
- Tap-Initiated Authorization for Debt Recovery with EMV Data
- Merchant-Initiated Authorizations for Debt Recovery with Stored Card Data
- Tap-Initiated Sale for Mastercard Debt Recovery with EMV Data
- Tap-Initiated Sale for Visa Debt Recovery with EMV Data
- Merchant-Initiated Sale for Debt Recovery with Stored Card Data
- Credit with a Token
- Capture an Authorization
- Authorization Reversal
- Time-Out Reversal
- Time-Out Void

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Airline Data Processing
- Airline Travel Legs
- Authorize an Airline Ticket Payment
- Captures for Ticket Purchases
- Captures for Ancillary Purchases
- Refunds
- Issue a Refund

Japanese Payment Options Processing
- Authorize a Single Payment with Japanese Payment Options
- Authorize a Bonus Payment with Japanese Payment Options
- Authorize an Installment Payment with Japanese Payment Options
- Authorize a Revolving Payment with Japanese Payment Options
- Authorize a Combination Payment with Japanese Payment Options

Level II Processing
- Captures with Level II Data
- Credits with Level II Data
- Sales with Level II Data

Level III Processing
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data

Level III Processing
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data

Mastercard Processing
- Mastercard Bill Payment Processing
- Mastercard Expert Monitoring Solutions Processing

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- JCB J/Secure
- Mastercard Identity Check
- Visa Secure

Relaxed Requirements for Address Data and Expiration Date in Payment Transactions

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
  - Storing Customer Credentials with a CIT and PAN
  - Storing Customer Credentials with a CIT and TMS
  - Retrieving Stored Customer Credentials During a CIT
- Delayed Transaction
  - Merchant-Initiated Delayed Transaction with PAN
  - Merchant-Initiated Delayed Transaction with TMS
- Incremental Transaction
  - Merchant-Initiated Incremental Transaction with PAN
  - Merchant-Initiated Incremental Transaction with TMS
- No-Show Transactions
  - Merchant-Initiated No-Show Transactions with PAN
  - Merchant-Initiated No-Show Transaction with TMS
- Reauthorization Transaction
  - Merchant-Initiated Reauthorization Transactions with PAN
  - Merchant-Initiated Reauthorization Transactions with TMS
- Resubmission Transaction
  - Merchant-Initiated Resubmission Transaction with PAN
  - Merchant-Initiated Resubmission Transaction with TMS
- Installment Payments
  - Customer-Initiated Installment Payments with PAN
  - Customer-Initiated Installment Payment with TMS
  - Customer-Initiated Installment Payment with Enrollable Network Tokens
  - Merchant-Initiated Installment Payments with PAN
  - Merchant-Initiated Installment Payment with TMS
- Recurring Payments
  - Customer-Initiated Recurring Payment with PAN
  - Customer-Initiated Recurring Payment with TMS
  - Customer-Initiated Recurring Payment with Enrollable Network Tokens
  - Merchant-Initiated Recurring Payments with PAN
  - Merchant-Initiated Recurring Payments with TMS
- Mastercard Standing Order Payments
  - Mastercard Initial CIT Standing Order Payment
  - Mastercard Initial CIT Standing Order Payment with TMS
- Mastercard Subscription Payments
  - Mastercard CIT Initial Subscription Payment
  - Mastercard CIT Initial Subscription Payment with TMS
- Unscheduled COF Payments
  - Customer-Initiated Unscheduled COF Payment with PAN
  - Customer-Initiated Unscheduled COF Payments with TMS
  - Customer-Initiated Unscheduled COF Payment with Enrollable Network Tokens
  - Merchant-Initiated Unscheduled COF Payments with PAN
  - Merchant-Initiated Unscheduled COF Payments with TMS

Token Management Service Processing
- Authorizing a Payment with a Customer Token
- Authorizing a Payment with a Non-Default Shipping Address
- Authorizing a Payment with a Non-Default Payment Instrument
- Authorizing a Payment with a Payment Instrument
- Authorize a Payment with an Instrument Identifier
- Authorize a Payment While Ignoring Network Token
- Authorizing a Payment with a Legacy Token
- Making a Credit with a Customer Token
- Making a Credit with a Non-Default Payment Instrument
- Making a Credit with a Payment Instrument
- Making a Credit with an Instrument Identifier
- Making a Credit with a Legacy Token

On This Page

Payment Processors

Payment processors connect with acquirers. Before you can accept payments, you must register with

a payment processor

.

Your payment processor

assigns one or more merchant IDs (MIDs) to your business. These unique codes identify your business during payment transactions.

This table lists the processors and corresponding card types that are supported for payment services.

IMPORTANT

Only the card types explicitly listed here are supported.

Payment Processor and Supported Card Types
Payment Processor	Supported Card Types	Notes
`Visa Platform Connect`	Different card types are supported for each `Visa Platform Connect` acquirer. See Visa Platform Connect Acquirers.	The Visa Electron card type is processed the same way that the Visa debit card is processed. Use card type value 001 (Visa) for Visa Electron.

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