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Merchant-Initiated Sale for Debt Recovery with Stored Card Data

This section describes how to process a bundled authorization and capture to perform a merchant-initiated sale for debt recovery.

Endpoint

Production:
POST
https://api.visaacceptance.com
/pts/v2/payments
Test:
POST
https://apitest.visaacceptance.com
/pts/v2/payments

Required Fields for a Merchant-Initiated Sale for Debt Recovery with Stored Card Data Using the REST API

clientReferenceInformation.code
clientReferenceInformation.comments
Set this field to
TransitDA Debt recovery MIT sale
.
clientReferenceInformation.partner.solutionId
Visa Acceptance Solutions
 provides the value for this field.
clientReferenceInformation.partner.thirdPartyCertificationNumber
Visa Acceptance Solutions
 provides the value for this field.
clientReferenceInformation.transactionId
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.type
processingInformation.authorizationOptions.authIndicator
Set this field to
1
.
processingInformation.authorizationOptions.debtRecoveryIndicator
Set this field to
true
.
processingInformation.authorizationOptions.ignoreAvsResult
Set this field to
true
.
processingInformation.authorizationOptions.ignoreCvResult
Set this field to
true
.
processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction. previousTransactionId
processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction.reason
Set this field to
1
.
processingInformation.authorizationOptions.initiator.storedCredentialUsed
Set this field to
true
.
processingInformation.authorizationOptions.initiator.type
Set this field to
merchant
.
processingInformation.authorizationOptions.transportationMode
processingInformation.capture
Set this field to
true
.
processingInformation.commerceIndicator
Set this field to
moto
.
processingInformation.industryDataType
Set this field to
transit
.

Example: Merchant-Initiated Sale for Debt Recovery with Stored Card Data

Request 
{
    "clientReferenceInformation": {
        "comments": "TransitDA Debt recovery MIT sale",
        "code": "10000579",
        "transactionId": "20000579",
        "partner": {
            "thirdPartyCertificationNumber": "BPCDRC220403",
            "solutionId": "548UHQ8Z"
        }
    },
    "processingInformation": {
        "commerceIndicator": "moto",
        "industryDataType": "transit",
        "reconciliationId": "1111",
        "capture": "true",
        "authorizationOptions": {
            "debtRecoveryIndicator": "true",
            "authIndicator": "1",
            "ignoreAvsResult": "true",
            "ignoreCvResult": "true",
            "transportationMode": "01",
            "initiator": {
                "type": "merchant",
                "storedCredentialUsed": "true",
                "merchantInitiatedTransaction": {
                    "reason": "1",
                    "previousTransactionId": "016153570198200"
                }
            }
        }
    },
    "paymentInformation": {
        "card": {
            "number": "541333XXXXXXXXXX",
            "expirationMonth": "12",
            "expirationYear": "2049",
            "type": "002"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "10.00",
            "currency": "EUR"
        }
    }
}
Response to a Declined Request 
{
    "_links": {
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6508879024886569004002"
        }
    },
    "clientReferenceInformation": {
        "code": "10000579",
        "partner": {
            "solutionId": "548UHQ8Z"
        },
        "transactionId": "20000579"
    },
    "errorInformation": {
        "reason": "PROCESSOR_DECLINED",
        "message": "Decline - General decline of the card. No other information provided by the issuing bank."
    },
    "id": "6508879024886569004002",
    "pointOfSaleInformation": {
        "emv": {
            "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "162971",
        "networktransactionId": "016153570198200",
        "retrievalReferenceNumber": "211511162971",
        "transactionId": "016153570198200",
        "responseCode": "05",
        "avs": {
            "code": "1"
        }
    },
    "status": "DECLINED"
}