Mass Transit Stand-Alone Credit with a Token
A stand-alone credit is a credit that is not linked to a capture. There is no time
limit for requesting a stand-alone credit.
When a request for a credit is successful, the issuing bank for the payment card takes money out of your merchant bank account and returns it to the customer. It usually takes two to four days for your acquiring bank to transfer funds from your merchant bank account.
Carefully control access to the credit service. Do not request this service directly from your customer interface. Instead, incorporate this service as part of your customer service process.
WARNING
Follow the preceding guidelines to prevent unauthorized credits.
Endpoint
Test:
POST
https://apitest.visaacceptance.com
/pts/v2/creditsProduction:
POST
https://api.visaacceptance.com
/pts/v2/creditsRequired Fields for a Stand-Alone Credit with a Token Using the REST API
- clientReferenceInformation.partner.thirdPartyCertificationNumber
- clientReferenceInformation.transactionId
- orderInformation.amountDetails.currency
- orderInformation.amountDetails.totalAmount
- paymentInformation.card.expirationMonth
- paymentInformation.card.expirationYear
- paymentInformation.card.type
- paymentInformation.instrumentIdentifier.id
Example: Performing a Stand-Alone Credit with a Token Using the REST API
Request
{ "clientReferenceInformation": { "transactionId": "43987654321", "partner": { "thirdPartyCertificationNumber": "123456789012" } }, "paymentInformation": { "card": { "expirationMonth": "03", "expirationYear": "2031", "type": "001" }, "instrumentIdentifier": { "id": "DCED1B858116F177E053AF598E0AA10A" } }, "orderInformation": { "amountDetails": { "totalAmount" : "200.00", "currency": "THB" } } }
Response to a Successful Request
{ "_links": { "void": { "method": "POST", "href": "/pts/v2/credits/6502828338426145304001/voids" }, "self": { "method": "GET", "href": "/pts/v2/credits/6502828338426145304001" } }, "clientReferenceInformation": { "code": "12345678", "transactionId": "43987654321" }, "creditAmountDetails": { "currency": "THB", "creditAmount": "200.00" }, "id": "6502828338426145304001", "orderInformation": { "amountDetails": { "currency": "THB" } }, "paymentAccountInformation": { "card": { "type": "001" } }, "paymentInformation": { "tokenizedCard": { "type": "001" }, "instrumentIdentifier": { "id": "DCED1B858116F177E053AF598E0AA10A", "state": "ACTIVE" }, "card": { "type": "001" } }, "reconciliationId": "6502828338426145304001", "status": "PENDING", "submitTimeUtc": "2022-04-18T11:53:54Z" }