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    Visa Mass Transit Model
    The Visa mass transit transaction model is Visa Mobility and Transport Transactions
            (MTT). See Visa Mobility and Transport Transaction.
            
        
Characteristics  | MTT  | 
|---|---|
Designed for very high customer throughput.  | Yes  | 
Fare amount always known at the time the journey is started.  | No  | 
Transit reader accepts contactless payments only.  | Yes  | 
Intended for complex fares, including “capping” or
                            multimodal.  | Yes  | 
Allows accumulation of multiple journeys into a single
                            transaction.  | Yes  | 
Account verification requests (AVRs) performed on card’s first
                            use.  | Yes  | 
Special liability model included (chargeback threshold).  | Yes  | 
Requires declined cards to be blocked using deny lists.  | Yes  | 
Requires merchant back office for fare calculation.  | Yes  | 
Intended authorization model.  | Deferred  | 
Authorization resubmissions for debt recovery.  | Yes  |