Click to Pay
Customer Authentication

When you enable customer authentication through
Click to Pay
, you give
Visa Acceptance Solutions
permission to send Visa the required authentication information for each transaction.
Click to Pay
authentication is only available for Visa branded cards that are tokenized with
Click to Pay
. If
Click to Pay
does not authenticate the transaction then you must authenticate it using another authentication method other than
Click to Pay
, if required.
IMPORTANT
American Express and Mastercard card types cannot be authenticated through
Click to Pay Drop-In UI
. You must use another authentication method for these card types.
When the customer completes a transaction using a Visa card that is already stored in
Click to Pay
, authentication can be managed with
Click to Pay
. When the customer checks out using manual card entry and does not save their card to
Click to Pay
, the transaction is not processed through
Click to Pay
and you must complete authentication based on your existing authentication method.

Visa Prerequisites

Before you can begin customer authentication using
Click to Pay
, you must meet these requirements:

Authentication Flow