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Step 3: Create payment credentials with FIDO data

This section describes how create a cryptogram that supplies authenticated Passkey Service credentials.

Endpoint

Test:

POST https://apitest.visaacceptance.com/tms/v2/tokens/{tokenId}/
payment-credentials

Production:

POST https://api.visaacceptance.com/tms/v2/tokens/{tokenId}/
payment-credentials

The {tokenId}
is the identifier of the tokenized card.

Required Fields for Creating Tokenized Credentials with Authenticated Passkey Service Credentials

authenticatedIdentities.data
authenticatedIdentities.id
authenticatedIdentities.provider
authenticatedIdentities.relyingPartyId
clientCorrelationId
deviceInformation.httpAcceptContent
deviceInformation.httpBrowserColorDepth
deviceInformation.httpBrowserJavaEnabled
deviceInformation.httpBrowserJavaScriptEnabled
deviceInformation.httpBrowserLanguage
deviceInformation.httpBrowserScreenHeight
deviceInformation.httpBrowserScreenWidth
deviceInformation.httpBrowserTimeDifference
deviceInformation.ipAddress
deviceInformation.platformType
deviceInformation.userAgentBrowserValue
merchantInformation.merchantDescriptor.name
merchantInformation.merchantDescriptor.url
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality: Required for countries where billing address information is available.
orderInformation.billTo.postalCode
transactionType

REST Example: Creating Tokenized Credentials with Authenticated Passkey Service Credentials

Request

{
  "clientCorrelationId": "aB3cD4eF5gH6iJ7kL8mN9oP0qR1sT2uV3wX",
  "transactionType": "ECOM",
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "102.21",
      "currency": "USD"
    },
    "billTo": {
      "firstName": "John",
      "lastName": "Smith",
      "email": "[email protected]",
      "address1": "123 Fake Street",
      "locality": "Austin",
      "administrativeArea": "TX",
      "postalCode": "78751",
      "country": "US"
    }
  },
  "merchantInformation": {
    "merchantDescriptor": {
      "name": "Merchants Name",
      "url": "http://www.example.com"
    }
  },
  "buyerInformation": {
    "language": "en_US"
  },
  "authenticatedIdentities": [
    {
      "id": "HmP8qo_aBOGemJEV_VoC@KaolERq_rL>95dfJV[vtYvDkwf]MchKrItaM2^sGI0",
      "provider": "string",
      "data": "@=TFf@Xhj[Vl\\tpf3zJ=bl@E0HCqVcPlxFz]3yRLbG3bTpBzDJtHNMlnP6pL",
      "relyingPartyId": "<Base64URL encoded string>",
      "userAuthenticationMethod": "USERNAME_PASSWORD"
    }
  ],
  "deviceInformation": {
    "ipAddress": "127.0.0.1",
    "httpAcceptContent": "Mozilla/5.0 (Windows NT 6.1; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/41.0.2228.0 Safari/537.36",
    "httpBrowserLanguage": "en-US",
    "httpBrowserJavaEnabled": true,
    "httpBrowserJavaScriptEnabled": true,
    "httpBrowserColorDepth": "24",
    "httpBrowserScreenHeight": "1080",
    "httpBrowserScreenWidth": "1920",
    "httpBrowserTimeDifference": "-480",
    "userAgentBrowserValue": "Mozilla/5.0 (Windows NT 6.1; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/41.0.2228.0 Safari/537.36"
  }
}

Response to a Successful Request

{
  "_links": {
    "self": {
      "href": "/tms/v2/tokens/7010000000016241111/payment-credentials"
    }
  },
  "tokenizedCard": {
    "state": "ACTIVE",
    "enrollmentId": "c2d1b36fad46aed1ca8318dca5ed1e02",
    "tokenReferenceId": "168661ada5115ca3589b1ba3dabdb102",
    "number": "4895370016750801",
    "expirationMonth": "12",
    "expirationYear": "2023",
    "type": "visa",
    "cryptogram": "AwAAAADggP/Ce5+ZciCXQUUAAAA=",
    "eci": "05",
    "requestorId": "40010052236",
    "card": {
      "suffix": "0394",
      "expirationMonth": "12",
      "expirationYear": "2023"
    }
  },
  "card": {
    "number": "411111XXXXXX1111"
  },
  "issuer": {
    "paymentAccountReference": "V0010013022298169667504231315"
  },
  "processingInformation": {
    "authorizationOptions": {
      "initiator": {
        "merchantInitiatedTransaction": {
          "previousTransactionId": "123456789619999"
        }
      }
    },
    "commerceIndicator": "vbv"
  }
}

Response to a Successful Request

{
  "_links": {
    "self": {
      "href": "/tms/v2/tokens/7010000000016241111/payment-credentials"
    }
  },
  "tokenizedCard": {
    "state": "ACTIVE",
    "enrollmentId": "c2d1b36fad46aed1ca8318dca5ed1e02",
    "tokenReferenceId": "168661ada5115ca3589b1ba3dabdb102",
    "number": "4895370016750801",
    "expirationMonth": "12",
    "expirationYear": "2023",
    "type": "visa",
    "cryptogram": "AwAAAADggP/Ce5+ZciCXQUUAAAA=",
    "eci": "07",
    "requestorId": "40010052236",
    "card": {
      "suffix": "0394",
      "expirationMonth": "12",
      "expirationYear": "2023"
    }
  },
  "card": {
    "number": "411111XXXXXX1111"
  },
  "issuer": {
    "paymentAccountReference": "V0010013022298169667504231315"
  },
  "processingInformation": {
    "authorizationOptions": {
      "initiator": {
        "merchantInitiatedTransaction": {
          "previousTransactionId": "123456789619999"
        }
      }
    },
    "commerceIndicator": "internet"
  }
}