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About This Guide

Introduction to the eCheck Service
- Requirements for Using the eCheck Service
- eCheck Transaction Types
- eCheck Fees

Getting Started with the eCheck Service
- eCheck Application
  - Submitting the eCheck Application
  - Completing eCheck Application Fields

Overview of eCheck Transaction Processing
- eCheck Settlement
  - eCheck Returns
    - eCheck Chargebacks
  - eCheck Credits and Refunds
  - eCheck Transaction Statuses During Processing
- eCheck Integrations
- eCheck Risk Reserve
- eCheck Processing Limits and Settings
- eCheck Notice of Change
- Payment Authorization and Authentication for eCheck Transactions
  - eCheck Records Retention Requirements

Managing eCheck Settings in the Business Center
- Accessing eCheck Settings in the Business Center
- Managing Merchant Permissions in the Business Center
  - Creating Roles
  - Creating a User Account and Adding Roles

Processing eCheck Transactions Using the Business Center
- Submitting Transactions Using the Virtual Terminal
  - Configuring the Virtual Terminal to Process eCheck Transactions
  - Processing eCheck Transactions Using the Virtual Terminal
- Submitting Transactions Using Recurring Billing and Token Management Service
  - Creating an eCheck Recurring Subscription
  - Requesting an On-Demand Transaction
- eCheck Transaction Search and Details

Processing eCheck Transactions using the REST API
- Using the API to Process an eCheck Debit Transaction
  - Required Fields for an eCheck Debit Transaction
  - Optional Fields for an eCheck Debit Transaction
  - Example: eCheck Debit Transaction
- Processing Recurring eCheck Debit Transactions Using the API
  - Required Fields for a Recurring eCheck Debit Transaction
  - Example: Recurring eCheck Debit Transaction

eCheck Reports
- eCheck Reporting Fields

eCheck Reconciliation Reporting Case Study
- Day 1
- Day 2
- Day 3
- Day 4
- Day 5
- Day 6
- Day 7
- Day 8

On This Page

REST API

Submitting the eCheck Application

Follow these steps to submit the eCheck application:

Log in to the Business Center:

ADDITIONAL INFORMATION

Test: https://businesscentertest.cybersource.com

Production: https://businesscenter.cybersource.com

In the left navigation panel, click

Available Products

. The Available Products page displays.

In the eCheck section, click

Enable

. The eCheck Application page displays.

Enter the information in the fields. All information is required. For an explanation of the application fields, see Completing eCheck Application Fields.

Read the eCheck Services Agreement. Check the box to agree.

Click

Submit

to submit the application. You will receive an email confirming receipt. An underwriter will review the application and respond with any additional questions they have.

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