API Overview

Card Present Connect | Retail Integration Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Card Present Connect | Retail
- Enabling the Card Present Connect Platform
- Supported Card Entry Modes
  - EMV Card Entry Modes
  - Magnetic Stripe Entry Mode
  - Hand-Keyed Entry Mode
- Card-Present Transaction Risk Control Requirements
- Strong Customer Authentication Support in the EU Region
  - Requirements for Strong Customer Authentication Support in the EU Region
  - Supported Soft Decline Authorization Response Codes in the EU Region

Retail Payment Services Using EMV and Card Data
- Retail EMV and Card Data
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
- Authorization with Magnetic Stripe Swipe
- Authorizations with Hand-Keyed Data
- Authorization for Cash Advance with Credit Card
- Deferred Authorization
- Authorization Reversal
- Capture
- Capture for Contact EMV Authorization
- Stand-Alone Credit
- Void for a Capture or Credit
- Timeout Void for a Capture, Sale, Refund, or Credit

Introduction to PIN Debit Processing
- PIN Debit Integration
- PIN Debit Transactions
- PIN Debit Network Routing
- PIN Debit Processing Versus Credit Card Processing
- PIN Debit Reconciliation
- Track Data
- Terminal IDs
- Electronic Benefit Transfer

PIN Debit Optional Features

PIN Debit Services
- PIN Debit Purchase with Contactless EMV
- PIN Debit Purchase with Contact EMV
- PIN Debit Purchase with Contactless EMV and Cash Back
- PIN Debit Purchase with Swiped Track Data and Merchant Descriptors
- PIN Debit Partial Authorization with Swiped Track Data
- PIN Debit Purchase with Contactless EMV and a Surcharge Fee
- PIN Debit Balance Inquiry with Contactless EMV
- PIN Debit Balance Inquiry with Swiped Track Data
- PIN Debit Credit with Swiped Track Data
- PIN Debit Credit with Contactless EMV
- Reverse a PIN Debit Purchase or Credit
- PIN Debit EBT Purchase with a SNAP Voucher
- PIN Debit EBT Purchase with SNAP Account Swiped Track Data
- PIN Debit EBT Purchase with SNAP Account Swiped Track Data and Balance Response Data
- PIN Debit EBT Purchase with a Cash Benefits Account Swiped Track Data and Cash Back
- Credit a PIN Debit EBT Purchase with SNAP Account
- Reverse a PIN Debit EBT Purchase
  - Required Fields to Reverse a PIN Debit EBT Purchase
  - REST Example: Reverse a PIN Debit EBT Purchase

Mobile Point-of-Sale Payment Services
- Supported Mobile Point-of-Sale Solutions
- Authorization with an mPOS Using an Embedded Reader and Software PIN Entry
- Authorization with an mPOS Using an Embedded Reader and Software with No PIN Entry
- Authorization with an mPOS Using an External, Contact-Only Reader with No PIN Entry
- Authorization with an mPOS Using an External Reader and Hardware PIN Entry
- Authorization with an mPOS Using an External Reader and Software PIN Entry
- Sale with an mPOS Using an Embedded Reader and Software PIN Entry
- Sale with an mPOS Using an Embedded Reader and Software with No PIN Entry
- Sale with an mPOS Using an External, Contact-Only Reader with No PIN Entry
- Sale with an mPOS Using an External Reader and Hardware PIN Entry
- Sale with an mPOS Using an External Reader and Software PIN Entry

Dynamic Currency Conversion Payment Services
- Authorization with Dynamic Currency Conversion
- Capture with Dynamic Currency Conversion
- Sale with Dynamic Currency Conversion
- Stand-Alone Credit with Dynamic Currency Conversion

Retail Message-Level Validation Test Cases

On This Page

Supported Card Entry Modes

Card entry modes describe the ways a payment terminal captures card data during an in-person transaction. These modes depend on how the customer’s card interacts with the device and determine how the terminal reads and processes the card information. Understanding these entry modes helps ensure the correct method is used when completing a card-present transaction at a physical retail location.

Card-present transactions support these entry modes:

EMV (chip-based): The customer inserts the card for a contact payment or taps the card or device for a contactless payment.
Magnetic stripe: The customer swipes the card through the magnetic-stripe reader on the device.
Hand-keyed: You manually enter the card details when EMV or magnetic-stripe data is unavailable due to card damage, read failure, or other limitations.

Card-present transactions are typically more secure than card-not-present transactions because both the cardholder and the card are physically present. However, standard risk-control measures still apply. For more information, see Card-Present Transaction Risk Control Requirements.

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