Tap-Initiated Authorization for Debt Recovery with a Token {#um-processing-auth-debtrecov-tkn-intro}
====================================================================================================

Use this information to process a tap-initiated authorization for debt recovery with a token.  
When a cardholder attempts to use a blocked card at the transit reader, create a fresh debt recovery authorization request using the chip data from the new tap, along with the fare amount of the previous declined authorization.

Endpoint
--------

**Test:** `POST ``https://apitest.visaacceptance.com``/pts/v2/payments`  
**Production:** `POST ``https://api.visaacceptance.com``/pts/v2/payments`

Required Fields for a Tap-Initiated Authorization for Debt Recovery with a Token {#um-processing-auth-debtrecov-tkn-reqd-fields}
================================================================================================================================

clientReferenceInformation.partner.thirdPartyCertificationNumber
:

clientReferenceInformation.transactionId
:

orderInformation.amountDetails.currency
:

orderInformation.amountDetails.totalAmount
:

paymentInformation.card.type
:

pointOfSaleInformation.catLevel
:
Set this field to `2`.

pointOfSaleInformation.entryMode
:
Set this field to `contactless`.

pointOfSaleInformation.terminalCapability
:
Set this field to `5`.

pointOfSaleInformation.terminalId
:

pointOfSaleInformation.terminalPinCapability
:
Set this field to `0`.

processingInformation.authorizationOptions.debtRecoveryIndicator
:
Set this field to `true`.

processingInformation.authorizationOptions.deferredAuthIndicator
:
Set this field to `true`.

processingInformation.captureOptions.dateToCapture
:

processingInformation.commerceIndicator
:
Set this field to `retail`.

processingInformation.industryDataType
:
Set this field to `transit`.

processingInformation.reconciliationId
:

tokenInformation.jti
:

REST Example: Tap-Initiated Authorization for Debt Recovery with a Token {#um-processing-auth-debtrecov-tkn-ex-rest}
====================================================================================================================

Request

```
{
    "clientReferenceInformation": {
        "transactionId": "9987654321",
        "partner": {
            "thirdPartyCertificationNumber": "123456789012"
        }
    },
    "processingInformation": {
        "industryDataType": "transit",
        "reconciliationId": "dsgfsgsgsfdsgf",
        "captureOptions": {
            "dateToCapture": "0114"
        },
        "processingInformation.commerceIndicator" : "retail",
        "authorizationOptions": {
            "debtRecoveryIndicator": "true",
            "deferredAuthIndicator": "true"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "10.00",
            "currency": "THB"
        }
    },
    "paymentInformation": {
        "card": {
            "type": "001"
        }
    },
    "tokenInformation": {
        "jti": "a76392f4-cde4-97aa-1111-0242ac14c005"
    },
    "pointOfSaleInformation": {
        "terminalId": "12345678",
        "catLevel": "2",
        "entryMode": "contactless",
        "terminalCapability": "5",
        "terminalPinCapability": "0"
    }
}
```

Response to a Successful Request

```
{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6502823788756237404002/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6502823788756237404002"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6502823788756237404002/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "123456",
        "transactionId": "9987654321"
    },
    "id": "6502823788756237404002",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "10.00",
            "currency": "THB"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "001"
        }
    },
    "paymentInformation": {
        "accountFeatures": {
            "category": "A",
            "group": "0"
        },
        "tokenizedCard": {
            "type": "001"
        },
        "card": {
            "type": "001"
        }
    },
    "pointOfSaleInformation": {
        "emv": {
            "tags": "5004564953419F26087C14E9BE1F1065094F07A0000000031010820220009F360203709F0702C0809F2701409F100706010A03902000950500000000009F3704DB6AD1679A032111145F3401019F1A0203809F33036008C89F34031F03029F3501259F02060000000000009F03060000000000005F2A0209789C01005F2D046974656E9F0607A00000000310108407A00000000310109F21031726589F6E04207000009F40052000000001DFFEC30A020100"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "115052",
        "approvalCode": "831000",
        "networktransactionId": "016153570198200",
        "retrievalReferenceNumber": "210811115052",
        "transactionId": "016153570198200",
        "responseCode": "00",
        "avs": {
            "code": "2"
        }
    },
    "reconciliationId": "dsgfsgsgsfdsgf",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-04-18T11:46:19Z"
}
```