Configure Customer Data and Payment Flow {#uc_intro_customer_data} ================================================================== Use the Customer data and payment flow section of the `Business Center` to configure the information that you want to collect during checkout. Follow these steps to customize the appearance of `Unified Checkout` in the `Business Center`: 1. Log in to the `Business Center`: Test URL: ` `` `{#uc_intro_customer_data_ebc-test-vas} Production URL:` `` `{#uc_intro_customer_data_ebc-prod-vas} If you are unable to access this page, contact your sales representative. {#uc_intro_customer_data_step-1} {#uc_intro_customer_data_step-1} 2. In the `Business Center`, go to the left navigation panel and choose Payment Configuration \> Unified Checkout. The `Unified Checkout` customer experience page appears: #### Figure: `Unified Checkout` Customer Data and Payment Flow Merchant Experience ![Image that shows the Unified Checkout customer data and payment flow merchant experience page.](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/uc-custom-exp-custdata-800x875.png/jcr:content/renditions/original) {#uc_intro_customer_data_step-2} {#uc_intro_customer_data_step-2} 3. In the Customer data and payment flow section, click **Manage**. The Customer information and payment flow page appears. 4. Under Contact details, slide the toggle ( ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ebc-ui-slide-bar-enabled-45x25.svg/jcr:content/renditions/original) ) next to Email address and Mobile phone number to collect the customer email address and phone number during checkout. 5. Under Payment details, slide the toggle ( ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ebc-ui-slide-bar-enabled-45x25.svg/jcr:content/renditions/original) ) next to Billing address to collect the cardholder billing address. 6. Under Payment details, in the Billing address drop-down menu, select the billing address information for payment verification: #### ADDITIONAL INFORMATION * **Full address**: Request the full cardholder billing address during checkout. * **Zip code only**: Request only the zip code of the cardholder billing address during checkout. 7. Under Payment details, slide the toggle ( ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ebc-ui-slide-bar-enabled-45x25.svg/jcr:content/renditions/original) ) next to Shipping address to collect the cardholder shipping address. 8. Under Payment details, in the Shipping address drop-down menu, select the countries that you ship to. 9. Under Checkout review step, slide the toggle ( ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ebc-ui-slide-bar-enabled-45x25.svg/jcr:content/renditions/original) ) to display a review page for the customer to confirm the payment and shipping address. 10. Under payment processing and \& service orchestration, slide the toggle ( ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ebc-ui-slide-bar-enabled-45x25.svg/jcr:content/renditions/original) ) in the Payment processing section to control how to process transactions: You can turn payment processing on or off: * **Payment Processing ON** : `Unified Checkout` handles the complete payment for you automatically. When payment processing is on, you can select how transactions are processed: * **Preferred auth**: Choose this option to authorize the payment when possible. * **Sale**: Choose this option to capture the funds immediately. * **Payment Processing OFF**: You must complete the payment independently using VISA or another selected gateway. For information about enabling or disabling payment processing in `Unified Checkout`, see [Process Payments with Unified Checkout](/docs/vas/en-us/unified-checkout/developer/all/rest/unified-checkout/uc-intro-setup/uc-pay-processing-intro.md ""). 11. Under save customer information in payment processing and \& service orchestration, slide the toggle to the right to prompt the user to save their payment information for future use. Saving customer payment details can significantly improve the checkout experience for returning customers. There are two approaches that you can use: * **Ask for consent to save payment information for future use**: This option displays a checkbox during checkout that asks customers if they want their payment details saved. You can enable this option regardless of if payment processing is enabled at any time. * **Store payment details securely in your `TMS` vault** : This option saves payment information using secure encryption and links directly to your `TMS` vault. This enables faster checkout for returning customers by using tokens rather than raw card data. > IMPORTANT If you already have cardholder consent (for example, if it was obtained during account creation or through another verified process) or consent is not required for your flow, you should not display or request consent again in the UI. 12. Under Fraud detection in payment processing and \& service orchestration, use the drop-down menu to turn fraud detection with `Decision Manager` or `Fraud Management Essentials` **On** or **Skip**. 13. Under Localized payment settings, slide the toggle ( ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ebc-ui-slide-bar-enabled-45x25.svg/jcr:content/renditions/original) ) to enable these features: #### ADDITIONAL INFORMATION * **Combo cards**: Enable cardholders to decide how to process their payments. * **Brazil tax ID**: Collect a customer's CPF or CNPJ at checkout. > IMPORTANT Combo cards and tax IDs are only available in Brazil. 14. Click **Save and publish** to save your customer payment settings. {#uc_intro_customer_data_enable-uc}