Solution Overview {#tms-acq-overview}
=====================================

`TMS` is a solution that facilitates and allows your merchants to tokenize their customers' sensitive personal information and eliminate payment data from their networks to ensure that it is not compromised. `TMS` tokenizes, securely stores, and manages the primary account number (PAN), the payment card expiration date, electronic check details, and customer data. `TMS` also enables your merchants to create a network token of a customer's payment card. The purpose of this guide is to help you and your merchants to create and manage tokens.  
As an acquirer, you can use `TMS` as `TMS` standalone reseller or a `TMS` with payments reseller:

#### Figure:

Resellers and Acquirers  
![](/content/dam/new-documentation/documentation/en-us/topics/payments-processing/payment-services/tms/images/tms-persona-reseller-400x300.svg/jcr:content/renditions/original)

`TMS` Standalone Reseller
:
A `TMS` standalone reseller is an organization or business that boards an aggregator merchant into its organization. `TMS` standalone resellers can board merchants, enable webhook notifications, and use third party services to process payments.

`TMS` with Payments Reseller
:
A `TMS` with payments reseller is an organization or business that collaborates with `Visa Acceptance Solutions`. `TMS` with payments resellers can board merchants into their organization and use Visa Acceptance to process payments.
{#tms-acq-overview_persona-acq}