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Mail Order or Telephone Order
Use the information in this section to process a mail order or telephone order (MOTO)
sale and other transactions in Cloud mode. The payment card is not presented physically
at the terminal for a MOTO transaction because it is a card-not-present transaction.
You can also process these MOTO transactions in Cloud mode:
- Account Verification
- A MOTO account verification request submits a zero-amount authorization request to validate the payment card.
- Pre-authorization
- A MOTO pre-authorization request places a temporary hold on the customer’s payment card, enabling the transaction to be captured at a later time. Most authorizations expire within 5 to 7 days. However, the exact duration is determined by the issuing bank.When an authorization expires, your bank, the payment processor, or issuing bank might require you to re-submit the authorization request. In such cases, you might be required to include capture instructions in the same message to ensure successful processing.
Generate a bearer token before sending each request. For more information, see Generating a Bearer Token for Authentication.
Endpoints
Test:
POST https://terminalstest.visaacceptance.com/v1/cloud/transactions
Production:
POST https://terminals.visaacceptance.com/v1/cloud/transactions