Using Stored Customer Credentials During a CIT {#credentials-cit-using-intro}
=============================================================================

After customers store their credentials on file, you can retrieve these credentials to use with subsequent transactions.

Endpoint {#credentials-cit-using-intro_d8e16}
---------------------------------------------

**Production:** `POST ``https://api.visaacceptance.com``/pts/v2/payments`{#credentials-cit-using-intro_d8e25}  
**Test:** `POST ``https://apitest.visaacceptance.com``/pts/v2/payments`{#credentials-cit-using-intro_d8e35}

Required Fields for Using Customer Credentials During a CIT {#credentials-cit-using-required}
=============================================================================================

> IMPORTANT  
> When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see [Relaxed Requirements for Address Data and Expiration Date in Payment Transactions](/docs/vas/en-us/payments/developer/ctv/rest/payments/payments-relax-reqs.md "").

orderInformation.amountDetails.currency
:

orderInformation.amountDetails.totalAmount
:

orderInformation.billTo.address1
:

orderInformation.billTo.administrativeArea
:

orderInformation.billTo.country
:

orderInformation.billTo.email
:

orderInformation.billTo.firstName
:

orderInformation.billTo.lastName
:

orderInformation.billTo.locality
:

orderInformation.billTo.phoneNumber
:

orderInformation.billTo.postalCode
:

paymentInformation.card.expirationMonth
:

paymentInformation.card.expirationYear
:

paymentInformation.card.number
:

processingInformation.authorizationOptions. initiator. storedCredentialUsed
:
Set the value to `true`.

Card-Specific Required Field for Retrieving Customer Credentials During a MIT {#credentials-install-mit-card-type}
==================================================================================================================

Discover
--------

Discover requires the authorization amount from the original transaction in addition to the above required fields.

processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction. originalAuthorizedAmount
:

REST Example: Using Customer Credentials During a CIT {#credentials-cit-using-ex-rest}
======================================================================================

Request

```keyword
{
    "processingInformation": {
        "authorizationOptions": {
            "initiator": {
                "storedCredentialUsed": "true"
            }
        }
    },
    "orderInformation": {
        "billTo": {
            "firstName": "John",
            "lastName": "Doe",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "country": "US",
            "email": "test@vas.com",
            "phoneNumber": "5554327113"
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD",
            "originalAmount": "100" 
               // Discover card Only
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "4111xxxxxxxxxxxx",
            "expirationMonth": "12"
        }
    },
   "processorInformation": {
       "transactionId": "12345678961000" 
   }
}
```

Response to a Successful Request

```
},
    "paymentAccountInformation": {
        "card": {
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "authIndicator": "1",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "63740353A3AJ2NSH",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-05-20T19:13:06Z"
}
```