2.10: Step-Up Authentication Is Unsuccessful {#reference_owz_dg2_zpb} ===================================================================== This test verifies that the step-up (challenge) authentication transaction fails whenever the cardholder challenge fails. Card Numbers ------------ American Express (Card Type = 003) ---------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 34XXX XX XXXX 2237 | Cartes Bancaires Mastercard (Card Type = 036) --------------------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 52XXXX XX XXXX 31XX | 52XXXX XX XXXX 4124 | Cartes Bancaires Visa (Card Type = 036) --------------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 4XXXXX XX XXXX 3X97 | 4XXXXX XX XXXX 4293 | China UnionPay (Card Type = 062) -------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 62XXX1 99 997X XX29 | 81XXX1 XX XXXX X8X3 621XX3 81 8186 8X38 | Diners Club (Card Type = 005) ----------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 6X11XX XX XXXX 2695 | Discover (Card Type = 004) -------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 6X11XX XX XXXX 2695 | eftpos Mastercard (Card Type = 002) ----------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 52XXXX XX XXXX 5329 | --- | eftpos Mastercard (Card Type = 070) ----------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 516366 XX 1XXX XX92 | --- | eftpos Visa (Card Type = 001) ----------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 4XXXXX XX XXXX 5217 | --- | eftpos Visa (Card Type = 070) ----------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 47X565 XX 1XXX XX91 | --- | Elo (Card Type = 054) --------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 65X529 XX XXXX 22X8 | ITMX Mastercard (Card Type = 002) --------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 557755 X1 21XX XX34 | 557755 X1 22XX XX33 | ITMX Visa (Card Type = 001) --------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 4632X8 21 XXXX XX39 | 4632X8 22 XXXX XX38 | Jaywan (Card Type = 081) ------------------------ | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | 669XX9 XX XXXX 1258 | 669XX9 XX XXXX 2298 | JCB J/Secure (Card Type = 007) ------------------------------ | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 3338XX XX XXXX X874 | mada Mastercard (Card Type = 060) --------------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | --- | 52XXXX XX XXXX 817X The merchant's country must be set to `SA` within the merchant profile, or the **CountryCodeOverride** field must be set to `SA` on the Lookup Request. The response will include the `3-D Secure` operator ID, DS reference number, brand authentication, and the ACS reference number. | mada Visa (Card Type = 060) --------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | --- | 4XXXXX XX XXXX 828X The merchant's country must be set to `SA` within the merchant profile, or the **CountryCodeOverride** field must be set to `SA` on the Lookup Request. The response will include the `3-D Secure` operator ID, DS reference number, brand authentication, and the ACS reference number. | Mastercard (Card Type = 002) ---------------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 52XXXX XX XXXX 249X | PayPak (Card Type = 068) ------------------------ | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |--------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------| | 22X543 XX XXXX 3X1X PayPak transactions require a CurrencyCode = `586` and a CountryCodeOverride = `PK` on the Lookup Request. | --- | RuPay (Card Type = 061) ----------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | --- | 652267 XX XXXX 1X12 When checking enrollment, all transactions must set the **CountryCodeOverride** field to `356`, and include the **Card Type** and **Currency Code** . For domestic transactions, you must also include values for the **Token Requestor ID** , **Token Cryptogram** , and the **Token Status Indicator** fields. | Visa (Card Type = 001) ---------------------- | **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number | |-----------------------------------------|-----------------------------------------| | --- | 4XXXXX XX XXXX 2370 | > IMPORTANT > The Meeza card can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is ` 067 `. Results for the Check Enrollment Service ---------------------------------------- = PENDING_AUTHENTICATION`The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization.` VERes enrolled = `Y` PARes status = `C` PAReq = \<PAReq value\> ACS URL = \<URL value\> XID = \<XID value\> (American Express only) E-Commerce Indicator (ECI) Values --------------------------------- This table lists the expected raw ECI values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization. | Network | ECI Raw Value | ECI String Value | |-----------------|---------------|-----------------------------| | mada Mastercard | 00 | mada_failure or internet | | mada Visa | 07 | mada_failure or vbv_failure | | PayPak | 07 | oci_failure | | RuPay | 07 | oci_failure | Results for the Validation Authentication Service ------------------------------------------------- = AUTHENTICATION_FAILED * User failed authentication. * Payer cannot be authenticated. {#reference_owz_dg2_zpb_ul_fgs_2h2_zpb} PARes status = `N` XID = \<XID value\> (American Express only) E-Commerce Indicator (ECI) Values {#reference_owz_dg2_zpb_sec5_3yb} ------------------------------------------------------------------- This table lists the expected raw ECI values and their respective string values from this transaction. These values indicate whether the payer was validated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization. | Network | ECI Raw Value | ECI String Value | |-----------------------------|---------------|-----------------------------| | American Express | 07 | internet | | Cartes Bancaires Mastercard | 00 | internet | | Cartes Bancaires Visa | 07 | internet or vbv_failure | | China UnionPay | 07 | up3ds_failure | | Diners Club | 07 | internet | | Discover | 07 | internet | | eftpos | 07 | oci_failure | | Elo | 07 | internet | | ITMX Mastercard | 07 | lss_failure | | ITMX Visa | 07 | lss_failure | | JCB J/Secure | 07 | internet | | Jaywan | 07 | oci_failure | | mada Mastercard | 00 | mada_failure or internet | | mada Visa | 07 | mada_failure or vbv_failure | | Mastercard | 00 | internet | | PayPak | 07 | oci_failure | | RuPay | 07 | oci_failure | | Visa | 07 | internet or vbv_failure | Action ------ You are not permitted to submit this transaction for authorization. Instead, ask the customer for another form of payment.