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2.1: Frictionless Authentication Is Successful {#reference_xr3_lyc_zpb}
=======================================================================

This test verifies that successful frictionless authentication of the cardholder by the card issuer works correctly.

American Express (Card Type = 003)
----------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 34XXX XX XXXX 27X8                      |

Cartes Bancaires Mastercard (Card Type = 036)
---------------------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 52XX XXXX XXXX 3XX1                     | 52XX XXXX XXXX 48X1                     |

Cartes Bancaires Visa (Card Type = 036)
---------------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 4XXX XXXX XXXX 3XX6                     | 4XXX XXXX XXXX 497X                     |

China UnionPay (Card Type = 062)
--------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 62XX X1XX XX2X XXXX                     | 81XXX1 XX XXXX X142 621XX3 82 3532 713X |

Diners Club (Card Type = 005)
-----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 6X11 XXXX XXXX 2117                     |

Discover (Card Type = 004)
--------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 6X11 XXXX XXXX 2117                     |

eftpos Mastercard (Card Type = 002)
-----------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 52XXXX XX XXXX 517X                     | ---                                     |

eftpos Mastercard (Card Type = 070)
-----------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 516366 XX 1XXX XXX1                     | ---                                     |

eftpos Visa (Card Type = 001)
-----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 4XXXXX XX XXXX 5126                     | ---                                     |

eftpos Visa (Card Type = 070)
-----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 47X565 XX 1XXX XXXX                     | ---                                     |

Elo (Card Type = 054)
---------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 65X529 XX XXXX 2XXX                     |

ITMX Mastercard (Card Type = 002)
---------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 557755 X1 21XX XXXX                     | 557755 X1 22XX XXX9                     |

ITMX Visa (Card Type = 001)
---------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 4632X8 21 XXXX XXX5                     | 4632X8 21 XXXX XXX4                     |

Jaywan (Card Type = 081)
------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 669XX9 XX XXXX 1XX1                     | 669XX9 XX XXXX 2XX9                     |

JCB J/Secure (Card Type = 007)
------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 3338XX XX XXXX X296                     |

mada Mastercard (Card Type = 060)
---------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number                                                                                                                                                                                                                                                                      |
|:----------------------------------------|:-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| ---                                     | 52XXXX XX XXXX 8XXX The merchant's country must be set to `SA` within the merchant profile, or the **CountryCodeOverride** field must be set to `SA` on the Lookup Request. The response will include the `3-D Secure` operator ID, DS reference number, brand authentication, and the ACS reference number. |

mada Visa (Card Type = 060)
---------------------------

| **`3-D Secure` 2.1.0** Test Card Number |                                                                                                                                   **`3-D Secure` 2.2.0** Test Card Number                                                                                                                                    |
|-----------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| ---                                     | 4XXXXX XX XXXX 8X2X The merchant's country must be set to `SA` within the merchant profile, or the **CountryCodeOverride** field must be set to `SA` on the Lookup Request. The response will include the `3-D Secure` operator ID, DS reference number, brand authentication, and the ACS reference number. |

Mastercard (Card Type = 002)
----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 52XXXX XX XXX 2235                      |

Visa (Card Type = 001)
----------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 4XXXXX XX XXXX 27X1                     |

> IMPORTANT
> The Meeza card can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is ` 067 `.

Results for the Check Enrollment Service
----------------------------------------

Status = AUTHENTICATION_SUCCESSFUL  
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.  
VERes enrolled = `Y`  
PARes status = `Y`  
CAVV = \&lt;CAVV value\&gt;  
AVV = \&lt;AVV value\&gt; (Mastercard only)  
XID = \&lt;XID value\&gt;

E-Commerce Indicator (ECI) Values {#reference_xr3_lyc_zpb_section_m1z_pd5_3yb}
------------------------------------------------------------------------------

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

|         **Network**         | **ECI Raw Value** | **ECI String Value** |
|-----------------------------|-------------------|----------------------|
| American Express            | 05                | aesk                 |
| Cartes Bancaires Mastercard | 02                | spa                  |
| Cartes Bancaires Visa       | 05                | vbv                  |
| China UnionPay              | 05                | up3ds                |
| Diners Club                 | 05                | pb                   |
| Discover                    | 05                | dipb                 |
| eftpos                      | 05                | oci                  |
| Elo                         | 05                | cs                   |
| ITMX Mastercard             | 05                | lss                  |
| ITMX Visa                   | 05                | lss                  |
| Jaywan                      | 05                | oci                  |
| JCB J/Secure                | 05                | js                   |
| mada Mastercard             | 02                | mada or spa          |
| mada Visa                   | 05                | mada or vbv          |
| Mastercard                  | 02                | spa                  |
| Visa                        | 05                | vbv                  |

Results for the Validation Authentication Service
-------------------------------------------------

Validation does not apply to this test because no validation is needed when no challenge is issued during the transaction.

Action
------

If you request Check Enrollment and Authorization services separately, add the required payer authentication values to your authorization request. If you request the Check Enrollment and authorization services together, the process described above occurs automatically.  
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