Configuring Credit Card Payments {#adobe-commerce-m-conf-cc-pay}
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Follow these steps to configure `Visa Acceptance Solutions` credit card payments:

1. From the Enabled drop-down list, choose Yes to activate or No to deactivate the credit card payment method.

2. In the Title field, enter the text you want to display as the name for credit card payment method. This name will be used for Web Mobile, Flex Microform, and Silent Order Post.

3. In the Payment API drop-down list, choose Payment API to have an authorization performed and post card data to `Visa Acceptance Solutions`. Choose SOAP Toolkit API to have the card information tokenized. The SOAP service separately requests authorizations.

4. In the Checkout Flow Type drop-down list, choose a desired checkout type.

   #### ADDITIONAL INFORMATION

   `Visa Acceptance Solutions` recommends that you choose Flex Microform. Flex Microform is a REST-based Microform Integration to access new enhancements, easier configuration, and updated technology. You will use all of the benefits from the Hosted Checkout and Checkout API. The customer never leaves your checkout page and is a potential SAQ A qualification. For more information about Microform Integration, see [Microform Integration](https://developer.cybersource.com/docs/cybs/en-us/digital-accept-flex/developer/all/rest/digital-accept-flex/microform-integ-v2.md "").

5. In the CSRF Token Expiration Time (Seconds) field, enter the expiration time in seconds. This is the lifetime of the SOP security token used to prevent card testing attacks. For the default of 600 seconds, leave this field blank.