REST API

Configuring the Virtual Terminal to Process eCheck Transactions {#echeck-quick-start-vt-settings}
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Follow these steps to enable the eCheck service on the Virtual Terminal.

1. Log in to the Business Center:

   * <https://businesscenter.cybersource.com>
   * <https://businesscentertest.cybersource.com>
2. Navigate to Virtual Terminal \&gt; Terminal Settings using the left-navigation menu. The Terminal Settings Page appears.

3. Click the Global Payment Settings tab.

4. In the Card Status drop-down menu, select Not Present.

5. Choose Checks \&gt; Check Payment Options \&gt; Enable Check Payments, and check the Display box.

6. Optional: Check the Display box to display the Electronic Check Reference Number.

7. Optional: In the SEC Value drop-down menu, select an SEC code. If you do not select one, a default will be selected.

   #### ADDITIONAL INFORMATION

   If the e-commerce indicator (ECI) for the Virtual Terminal is `MOTO`, the value of the SEC code defaults to `TEL`. If the ECI for the Virtual Terminal is not set to `MOTO`, then the value of the SEC Code defaults to `WEB`.

8. Click Submit, then click Confirm.