merchantInformation. merchantDescriptor. postalCode {#merch-info-merchant-descriptor-postalcode}
================================================================================================

Postal code for your business location.

> IMPORTANT
> Mastercard requires a postal code for any country that uses postal codes. You can provide the postal code in your ` Visa Acceptance Solutions ` account or you can include this field in your request.  
> This value might be displayed on the cardholder's statement.
> IMPORTANT This value may be ignored by your acquiring bank. Contact your acquiring bank for more information about overriding your default merchant descriptor.  
> If your business is located in the US, you can use a five-digit or nine-digit postal code. A nine-digit postal code must follow this format: \[5 digits\]\[dash\]\[4 digits\]  
> **Example:** 12345-6789  
> If your business is located in Canada, use a six-character postal code. A six-character postal code must follow this format: \[alpha\]\[numeric\]\[alpha\]\[space\] \[numeric\]\[alpha\]\[numeric\]  
> **Example:** A1B 2C3  
> When you do not include this value in a PIN debit request, the merchant postal code from your account is used.  
> This field is required for a `Payouts` original credit transaction (OCT) service request that specifies a deferred OCT processing date and time. See the `REST` processingInformation. payoutOptions. deferredDateTime API field.  
> To support Visa Direct transactions in Original Credit Transactions destined to issuers in Australia or Canada, you must include additional merchant address data in the authorization request:

* Field 43---Card Acceptor Name/Location

* Field 59---National Point-of-Service Geographical Data

* Field 104, Usage 2---Transaction-Specific Data in TLV format, Dataset ID 56---Additional Acceptance Information, Tag 81---Acceptor Legal Business Name  
  To process Faster Refund Original Credit Transactions (OCTs) in AP and the EU, include these fields in the request:

* Transaction Type

  * Record: Field 3
  * Positions: 1-2
* Transaction Amount

  * Record: Field 4
* Card Acceptor Name or Location

  * Record: Field 43
* Transaction Identifier

  * Record: Field 62.2 (in bitmap format)
* Message Reason Code

  * Record: Field 63.3
* Acceptor Legal Business Name

  * Record: 104, Usage 2---Transaction-Specific Data (in TLV format)
  * Dataset ID: 56
  * Tag: 81
* Business Application Identifier (BAI)

  * Record: 104, Usage 2---Transaction-Specific Data (in TLV format)
  * Dataset ID: 57
  * Tag: 01
* Visa Merchant Identifier

  * Record: 126.5

Specifications {#merch-info-merchant-descriptor-postalcode_Specifications}
--------------------------------------------------------------------------

* **Data Type:** String
* **Data Length:** 14

Mapping Information {#merch-info-merchant-descriptor-postalcode_Mapping}
------------------------------------------------------------------------

* **REST API Field:** merchantInformation.merchantDescriptor.postalCode
* **SCMP API Field:** merchant_descriptor_postal_code
* **Simple Order API Field:** invoiceHeader_merchantDescriptorPostalCode

